Coming 2027
Know where your pay is really going.
Grady keeps a history of your pay and puts it in context: against inflation, against the market for your role, and against the tax thresholds that quietly catch people out. Ask Grady about your pay, in plain English.
Grady is a UK app for iPhone and Android, launching in 2027. Questions? Email hello@gradypay.co.uk.
Did my last pay rise actually beat inflation?
Yes. Your April rise put you ahead of inflation for the first time in two years. People in your role are being offered a bit more, though, so it's worth a look before your next review.
Everything about your pay, in one place
The information you need already exists. It's just scattered across payslips, HMRC, job sites and your bank. Grady brings it together.
Pay vs inflation
Your pay history, set against inflation, so you can see whether a rise was really a rise.
Market range and jobs
See the published pay range for your kind of job, and live job postings for it.
Tax thresholds, flagged early
A heads-up when a rise takes you towards the Child Benefit charge or the £100,000 allowance taper.
Pension and savings
Follow your pension as it grows, and find a savings comparison when you want one.
Payslip and P60 checks
Every payslip read and checked line by line, with a year-end check of your P60.
Proof of income
A tidy summary of your earnings, ready for a mortgage, rental or loan application.
After launch
Pay review coach
Get ready for your pay review with the facts behind your case. Later, practise the conversation with Grady playing your manager.
Did you know?
Earning just over £100,000 can mean a 60% tax rate on part of your pay.
Above £100,000, you lose £1 of your tax-free Personal Allowance for every £2 you earn. Most people only find out when it has already cost them. Grady shows you when you're close.
The £100,000 taper
Your tax-free allowance shrinks as pay goes past £100,000.
High Income Child Benefit Charge
Starts to claw Child Benefit back once the higher earner's income goes over £60,000.
Student loans and pension
How each pay rise changes what actually reaches your bank.
Free to start
Every payslip checked is free, always. Grady Plus adds more, such as your full payslip history, year-end checks and proof of income. Details will be shared closer to launch.
How it works
Add a payslip
Take a photo or choose a PDF. Even one payslip is a good start.
See the full picture
Grady checks it line by line, then shows how your pay compares with inflation and the market.
Go into every pay conversation prepared
Get a nudge at the moments that matter, with the facts to back you up.